Author: Christine Nielsen Nathe, Norman O. Harris
Hardcover: 
Company: Prentice Hall  (2004-05-17)
ISBN: 0131616579
List Price: $98.20
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Author: Richard L Garwood
Unknown Binding:  252 pages
Company: International Claim Association  (1993)
ISBN: 1877595063
List Price: 
Amazon Price: $14.99
Used Price: $1.62

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DISCOUNT dental plansA dental discount plan may be an attractive and affordable alternative to dental insurance. Some people who already have dental insurance find that they save even more by adding a dental discount plan too. They are usually very affordable, do not have waiting periods, and often cover many procedures — like cosmetic and orthodontics — that traditional dental insurance will not cover!
DENTAL INSURANCE
Traditional dental insurance has some drawbacks. With expensive premiums, high deductibles, and low yearly maximums, it may be hard to see how a dental insurance plan saves much money at all. Many dental insurance plans will offer generous coverage on routine care like checkups, cleanings, and simple x-rays. However those services are usually fairly inexpensive anyway.
When a family needs more coverage, they may find that their out of pocket costs surprise them. Complex fillings and crowns usually still require large copayments, and many dental insurance companies do not even cover orthodontics, cosmetic work, or dentures at all!
Some of the problems with many Dental Insurance Plans include:
Limitations, deductibles and annual maximums
Waiting periods for major dental procedures
Tedious and time-consuming written claims process
Limitations/exclusions on pre-existing conditions
Certain dental specialties, such as cosmetic dentistry, are rarely covered
Consumers pay expensive monthly premiums […]

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