Private health insurance used to be something taken out by the rich and famous. Thankfully, the prices of health insurance have dropped to a more affordable level, meaning that all of us can enjoy the peace of mind that private health insurance offers, no matter what our budget.
Private health insurance goes by many names 0 private medical insurance (PMI), hospital plan, health plan, health insurance and cash plans and they are, in one form or another designed to assist with costs related to your health.
You can also get specific forms of private health insurance such as dental insurance.
Private health insurance should not be confused with permanent health insurance, which is something completely unrelated to medical costs and which pays out an income if you become permanently ill.
Here we take a look at the private medical insurance sector and discuss the different types of cover available.
Why do I need private health insurance?
With NHS waiting lists growing all the time and the patient having little choice over what hospital he is seen at and at what time of day, more and more people are opting for private health insurance.
This removes the long and often anxious wait for an appointment and means that, […]

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